Just had my renewal through for the next year (2020 P300). £1500 this time - about 50% increase on last year. Clearly all those headlamp replacements have to be paid for. Just about acceptable I suppose given the cost of doing anything on the F-type these days at a dealer. The Select warranty is a fair bit cheaper but limited to just £3000 for parts and labour per event - and doesn't cover headlamps. Perhaps I should self insure but the break even point is a tough one to work out. Anyone with experience of third party warranty cover for our cars?
Jaguar extended warranty renewal
- Thread starter Millwheel
- Start date
scm
New member
No experience of third party cover, but after my first Jaguar renewal I didn't bother and have had 4 trouble free years since then. I do have a trusted independent who keeps on top of the necessary maintenance at a reasonable price, so I'd recommend that route if you have someone near you can trust. I've "saved" over 4 grand so far, so can stand a headlamp replacement if necessary. And quite likely a third party warranty may not cover it, either partly or completely anyway.
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Anonymous
Guest
Presume the £1500 includes breakdown as well.
I've renewed every year, now in 4th year of extended warranty and had two lower control arms (£2,100), new back box for stuck valves (£1,600) and a headlight (2,800).
I've renewed every year, now in 4th year of extended warranty and had two lower control arms (£2,100), new back box for stuck valves (£1,600) and a headlight (2,800).
JAGBOB
New member
Its a difficult subject as I was having a discussion last week with my local JLR dealer service manager about extended Jaguar warranty package. They are a well established large JLR and I asked about all the negative failures on all the early to latest production F-Types. He advised me he had heard of these negative issues but they have not experienced many of the issues at there garage apart from two cars with the fuel injector issues on early models. I told him that my car is MY 2023 P450 AWD and his response was that any post 2020 models are more bomb proof as all the early issues have been sorted. He advised keeping the servicing up to date and its a 50/50 choice if I take the extended warranty. I have lots of past experience with working for large agricultural and car manufacturing companies and dealing with extended insurance warranty packages and I would advise they are always looking for reasons not to pay for claims and thats why they are cheaper. The full Jaguar warranty will be a good package if you need it but the price per year Vs any claims values if required is an expensive choice to make either way. If you had a VW, Audi, Ford or other cheaper makes of cars would you be taking out extended Warranties?
Re the extended warranty, personally think it’s down to your view of risk and the comfort in having peace of mind. Whilst there are really only a minimal number of real horror stories re major F Type failures I don’t want to be one of them. Just pay a monthly sum for the warranty and a service plan and its considerably less than I spend on fuel and beer 
Wow. I bought my 3 year old P450 back in June the garage put an extended Jaguar warranty on it for £800. No special pricing. Doesn't include recovery thought, but otherwise full comprehensive.
I promised myself I'd only buy another F-Type if I maintain the warranty, but at £1500 that's a more challenging gamble\argument.
I promised myself I'd only buy another F-Type if I maintain the warranty, but at £1500 that's a more challenging gamble\argument.
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Anonymous
Guest
The Jaguar warranty is sold as a Jaguar warranty and administrated by them (but underwritten by Car Care Plan) like most insurance policies are. For example I have a complaint open with Ombudsman about Animal Friends Insurance but the complaint is under Red Sands as they are the underwriter.
If you compare the Car Care Plan direct to the Jaguar warranty, the Jaguar one covers a lot more (if choosing the extended option) plus Jaguar dealers deal with everything on your behalf. Just don't get stung by a £185 vehicle health check if you have a fault/problem. All Jaguar dealers offer free vehicle health checks or free winter/summer checks so book this and then just highlight the issue when you drop it off.
Of course, it's an insurance policy so down to the individual on whether they want to insure against the risk or not. Personally for me I would prefer to pay monthly (0% Apr) with the bundled breakdown knowing it has already paid for it's self in repairs already.
If you compare the Car Care Plan direct to the Jaguar warranty, the Jaguar one covers a lot more (if choosing the extended option) plus Jaguar dealers deal with everything on your behalf. Just don't get stung by a £185 vehicle health check if you have a fault/problem. All Jaguar dealers offer free vehicle health checks or free winter/summer checks so book this and then just highlight the issue when you drop it off.
Of course, it's an insurance policy so down to the individual on whether they want to insure against the risk or not. Personally for me I would prefer to pay monthly (0% Apr) with the bundled breakdown knowing it has already paid for it's self in repairs already.
My renewal this week in my p450 doubled from 730 to 1400 odd pounds for the comprehensive warranty without breakdown. I've only had an interior trim issue when i first had the car. I would have extended but sin e I've had no faults and the warranty has doubled I'll pass now.
cj10jeeper
New member
This topic has been covered a few times in the past and it all boils down to if it makes you sleep better, then get a warranty.
Financially it just doesn't make sense on a well maintained and known car. If you look at it on average the policy cost is the claims paid, plus administration costs, it, taxation and commission to sellers etc. and a nice profit. Of course there's always someone who got a new gearbox or engine, so they are the winners, but the majority lose vs successful claims made.
Basic maths running 2 cars at say just £500-£1,000 per policy per annum over 10 years would cost me £5k-£10k. In the last decade I've had one big bill of £4.5k for a failed turbo on an Evoque and nothing else that's not been covered by Consumer Credit law, or the remains of factory warranties. Most policies would have a limit anyway, as some have mentioned, so I'd have been capped.
My virtual fund therefore is at least £5k in credit over just the decade and I sleep well at night.
Reality is I've avoided such policies alongside, GAP insurance, tyre and wheel protection, protected NCB, (and PCP, loan interest) etc. etc. etc. for many decades and bank roll myself.
Financially it just doesn't make sense on a well maintained and known car. If you look at it on average the policy cost is the claims paid, plus administration costs, it, taxation and commission to sellers etc. and a nice profit. Of course there's always someone who got a new gearbox or engine, so they are the winners, but the majority lose vs successful claims made.
Basic maths running 2 cars at say just £500-£1,000 per policy per annum over 10 years would cost me £5k-£10k. In the last decade I've had one big bill of £4.5k for a failed turbo on an Evoque and nothing else that's not been covered by Consumer Credit law, or the remains of factory warranties. Most policies would have a limit anyway, as some have mentioned, so I'd have been capped.
My virtual fund therefore is at least £5k in credit over just the decade and I sleep well at night.
Reality is I've avoided such policies alongside, GAP insurance, tyre and wheel protection, protected NCB, (and PCP, loan interest) etc. etc. etc. for many decades and bank roll myself.
Just had the NS headlamp replaced on mine (the ubiquitous DRL failure) under the Extended Warranty as it came with the car via Jaaaag Used Approved. If/when it fails again then I'll come up with my own solution such as some 12v COB LED's, gaffer tape, chewing gum, and a hammer. As I do my own servicing then the warranty wouldn't be valid anyway, so what's the point? The car is a keeper so I'm not worried about keeping the online service up to date
munchie said:
Oooft, at £730 it's a no brainer, but £1400 is more difficult to swallow and the tipping point of putting it into a car maintenance savings account. Certainly hoping my facelift car is a lot more reliable than my old V6S, seems to be so far. In my first year of owning the V6S I had a new supercharger, various O2 sensors, leaking diff, leaking coolant pipes, rear shock absorber top mount, certainly paid for itself over and over. I only do 4k miles a year, so that also reduces the risk of something going wrong. PLus the P450 has only done 9k miles too vs 40k in the old car.
I think for those in the 'pre-facelift' LED headlight cars might see the extended warranty as excellent value, given the costs of replacements. AFAIK, there haven't been any failures yet reported on the facelift (MY21 and onwards) lights as yet, but they are probably only just reaching the point where we might start seeing failures occur, if they are indeed a weak point.
It's also worth remembering that the Jaguar warranty doesn't cover cars over 10 years old, so the earlier models are now outside of it anyway. I wonder if this is also going to see premiums keep increasing for the remaining cars, as there are less and less people paying in to cover the repairs that are paid out? After all, it is just a form of insurance.
I'm also in agreement with a few here that £1400 or so is getting to the point where I think long and hard over whether it is worth it. Maybe that's Jag's strategy anyway, price people out of it?
It's also worth remembering that the Jaguar warranty doesn't cover cars over 10 years old, so the earlier models are now outside of it anyway. I wonder if this is also going to see premiums keep increasing for the remaining cars, as there are less and less people paying in to cover the repairs that are paid out? After all, it is just a form of insurance.
I'm also in agreement with a few here that £1400 or so is getting to the point where I think long and hard over whether it is worth it. Maybe that's Jag's strategy anyway, price people out of it?
YorkshireSam
New member
Mine came with a RAMP warranty when I bought it.
It covered an O2 exhaust sensor, no quibbles.
However, RAMP said any work (diagnosis and repairs) had to go through the main dealer, and they would only cover the £198 diagnosis fee at the main dealer if the overall repair was covered under the warranty.
Not a problem in my case, but costs could stack up for a fair number of repairs that wouldn't be covered.
It covered an O2 exhaust sensor, no quibbles.
However, RAMP said any work (diagnosis and repairs) had to go through the main dealer, and they would only cover the £198 diagnosis fee at the main dealer if the overall repair was covered under the warranty.
Not a problem in my case, but costs could stack up for a fair number of repairs that wouldn't be covered.
