Cat loosing one of its lives
- Thread starter Ricky's jag
- Start date
Ricky's jag
New member
The roof tile blew off my neighbour’s roof, how would that have worked if it did hit?
Ricky's jag
New member
What the heck! so if you have a neighbour that neglects his property and it ends up damaging your property you still pay for their negligence!
No, if your neighbour has house insurance he will no doubt have indemnity insurance included in the policy. It is usually just one line on policy schedule normally cover up to £1000000. This covers 3rd party claims (eg your dog bites someone and you are getting sued) not a lot of people know about this, but useful to know. Regards
Happened to me a couple of years ago. Following a frosty spell, a large piece of cement verge from my roof came off and landed on the front of my old Defender. It put a lovely dent in the top of the wing.
I ended up paying for repair myself, not worth hassle of insurance. I had accidental damage cover on the house which might if covered it, but £500 excess meant it was not worth having a claim on my record.
I ended up paying for repair myself, not worth hassle of insurance. I had accidental damage cover on the house which might if covered it, but £500 excess meant it was not worth having a claim on my record.
cj10jeeper
New member
Moss said:
Don't believe it re newish property. I live in a <2 year old new build. High quality property, tile roof, on a small development. So far all my neighbours and myself have lost parts of the roof. Mine just lead flashing and plastic cappings, but next door lost 4 or 5 ridge tiles that fell through the downstairs single storey roof. Lots of damage in this Winters storms.
A
Anonymous
Guest
Moss said:
I live in a newish property in a fair sized estate, the last storms saw several houses loosing tiles, including mine. A few cars were hit including my neighbour’s, with a ridge tile smashing the rear windscreen and rear of the car. At least one car was written off.